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Chronic cardiovascular diseases


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By BLG MAJDA - décembre 30, 2025

 


Chronic cardiovascular diseases

🧾 What is “pension forever”?

It is a form of continuous financial support granted to those who, due to chronic illness or permanent disability, are no longer able to work .

📌The main forms provided:

  • Total disability pension (100% disability + inability to work)

  • Ordinary disability allowance (AOI) (reduction in working capacity ≥ 67%)

  • Civil disability pension (disability ≥ 74%)

  • Attendance allowance (for those requiring continuous assistance)

🩺 Chronic diseases that can give rise to the right to a permanent pension

1. Serious oncological diseases

  • Advanced or metastatic malignant tumors

  • Recidive multiple

  • Continuous chemotherapy or radiotherapy
    👉Often recognized as 100% disability

2. Degenerative neurological diseases

  • Multiple Sclerosis (advanced forms)

  • Parkinson's disease (severe stage)

  • ALS (Amyotrophic Lateral Sclerosis)

  • Alzheimer's/senile dementia in a disabling form

  • Severe epilepsy with frequent seizures

3. Chronic cardiovascular diseases

  • Severe heart failure

  • Multiple heart attacks with permanent sequelae

  • Severe congenital heart disease

4. Chronic respiratory diseases

  • COPD (Chronic Obstructive Pulmonary Disease) advanced stage

  • Pulmonary fibrosis

  • Severe pulmonary emphysema

5. Disabling psychiatric illnesses

  • Chronic schizophrenia

  • Severe bipolar disorder

  • Treatment-resistant major depression

  • Severe cognitive impairment

6. Diabetes mellitus with complications

  • Retinopathy with vision loss

  • Diabetic neuropathy or nephropathy

  • Amputations

  • Dialysis for diabetes-related kidney failure

7. Serious autoimmune diseases

  • Systemic lupus erythematosus

  • Deforming rheumatoid arthritis

  • Severe ankylosing spondylitis

8. Chronic renal failure on dialysis

  • Often recognized as 100% disability

  • In many cases also associated with an attendance allowance

📋 Requirements for obtaining a permanent disability pension

  • INPS electronic medical certification

  • INPS medical-legal visit

  • Disability ≥ 74% (for benefits and pensions)

  • 100% disability (for disability pension)

  • Residence in Italy (Italian citizenship or valid permit)

  • Income within the established limits (for some benefits)

🧑‍⚖️ How to do it, he asked:

  1. Introductory medical certificate (electronic) from the attending physician

  2. Apply online via:

    • INPS Portal

    • Patronage (recommended, free)

    • CAF enabled

⚠️ Important to know:

  • Some benefits are revoked or revalued every 3 years (except in the case of definitively recognised disability ).

  • The disability percentage is established on a case-by-case basis by an INPS commission.

If you want, I can provide you

  • simplified INPS application form

  • An updated list of disability percentage tables

  • practical guide to the documents to attach

Let me know what you need!

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